Step inside a lifestyle location build on robust and resilient direction.

Sydney Eastern Suburbs property market has become one of Australia’s most desirable investment destinations for professionals, families and those seeking an exceptional lifestyle combined with harbour access, and proximity to the CBD.

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Over the past 40 years, Sydney’s median house price has increased from approximately $98,300 in 1986 to around $1.6 million in 2026, representing capital growth of more than 1,500%, or approximately 7% per annum compounded. Sydney’s Eastern Suburbs have remained among the city’s most valuable markets throughout this period.

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With the country’s leading educational institutions, acclaimed restaurants and world-class luxury shopping appeal, it is easy to understand why so many people want to invest in this location.

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The Eastern Suburbs also offers excellent connectivity. Ferry services from Rose Bay, Darling point and Double Bay provide incredible convenience into Circular Quay (CBD). This allows residents to enjoy a harborside lifestyle without any compromises made on convenience.

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Mark Twain the famous novelist famously quoted, “Buy land, they’re not making it anymore.” This principle is particularly relevant to the eastern suburbs, where tightly held properties, geographical constraints and limited land availability underpin the area’s enduring appeal.

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Through IM Capital, wholesale investors can invest in property-backed private credit opportunities in this area. Our credit assessment team considers the quality and marketability of the security by examining comparable sales, price trends, transaction volumes, time on market and local supply to assess the security’s marketability and a realistic sale value. Furthermore, the loan-to-value ratio, borrower’s financial position and proposed repayment strategy. We continue to monitor market conditions and the loan throughout its term.

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Traditionally IM Capital lending criteria on second mortgage facilities often excludes single-asset backed loans in Victoria and certain states and half-complete development sites, where repayment may depend too heavily on one security or on further construction funding. We continue to monitor these risks throughout the cycle of each loan.

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Property conditions vary across the Eastern Suburbs, with price movements differing by suburb and property type. This variation ensures IM Capital team has full capability of assessing each security, including the location, comparable sales in the area and exit strategy of each deal.